Payment Options

At Harbor Dental, we want to help you achieve a healthy smile and maintain that smile for a lifetime. In order to help keep the cost of dentistry manageable and affordable, we provide several payment options.

Dental Insurance

We accept most dental insurance plans. Insurance claims are electronically filed with your carrier to efficiently manage your benefits. Pre-estimates can be sent prior to treatment which allows you to see your estimated patient portion and avoid any unexpected costs. Please be prepared to pay your estimated portion of treatment and insurance deductibles on the day of service.


We accept cash, checks and all major credit cards. Receive a 5% courtesy discount with cash or check payment in full on the day of service.

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We are pleased to offer  

This provides patients with free financing for up to 6 months, interest free, as long as the balance is paid in full at the end of the 6 month period. Extended payment plans are also available. The application process is quick and confidential. There are no application fees and credit is available within minutes, upon approval. To learn more about CareCredit or to apply, CLICK HERE.

We understand that unexpected dental bills can sometimes strain finances. If this happens, talk with us immediately by calling us at 763-553-0451. If you help us keep the lines of communication open, we can usually work out acceptable arrangements.

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We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below.

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